can you help me understand when i insure my boats ,they ask me about the value of the boat and the value of the motor and ask for motor far my insurance company has put a value in writing that we agee going to ask my agent if my motor is insured and for what but i wanted to get educated on it first.does this mean if somthing happened to the boat i have to pull and keep motor .and what would a motor be insured for
thank you